Rons Rave

Did you know your finance broker could do this?

Dec 21, 2016 Ron Chowanetz Comments (0)

I was chatting with a colleague in the banking sector recently and we got onto the subject of insurance premium funding, which is an excellent finance product for small businesses but not very widely known. 

Insurance can be one of the biggest outgoings for a small business and when the premiums come due it can really mess up your cash flow. As the name suggests, insurance premium funding is a product that pays your premium for you and then allows you to split your repayments into monthly instalments instead of having to pay in a lump sum once a year. It’s the perfect product to make sure you’re properly covered while making it a manageable expense. 

Insurance premium funding is available for just about all insurance products you’d need for your business, both secured and non-secured, and while there will be an applicable interest fee most lenders are offering competitive interest rates, often below what you’d pay on a loan. You can also consolidate several premiums under one finance product. 

If insurance premium funding could help with your cashflow, 
give me a call on 0412 534 503 and we’ll find the perfect solution for your business. ..

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Take advantage of the $20,000 instant asset tax write-off

Aug 02, 2016 Ron Chowanetz Comments (0)

Have you utilised the Australian Government's instant asset write-off for your small business yet? Introduced in last year's Budget it allows small businesses to claim an immediate deduction on income-producing assets up to $20,000, instead of writing them off over a number of years.  ..

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Welcome to the first edition of Ron’s Rave for 2016

Apr 17, 2016 Ron Chowanetz Comments (0)

There has been a lot going on since our last newsletter.  With this edition launching our new website ( ..

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Small Business Tax Break – Federal Budget 2015

May 21, 2015 Ron Chowanetz Comments (0)

The 2015 Federal budget handed down on Tuesday has introduced reforms targeted at improving cash flow for small business. ..

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Live In The Moment

Jun 10, 2014 Ron Chowanetz Comments (0)

The last week has been one of reflection. As most of you know I was diagnosed with Cancer in 2011 and Cancer Survivor day was celebrated last week, which also happened to coincide with my six monthly check up at Peter Mac.………All was going well until the trainee oncologist mentioned to me that he noticed a few spots that he wanted the Boss to check…As he left the room to get the Professor of Oncology my mind started to race…it was the longest 3 – 4 minutes I have endured since my diagnosis…and a million thoughts crossed my mind…Finally the Professor arrived and after a short examination she mentioned that it was nothing of concern and advised “see you in 6 months”……The sigh of relief was palpable. ..

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Will your credit history be affected by new law changes?

Apr 10, 2014 Ron Chowanetz Comments (0)

Important changes to the Privacy Act came in effect on 12 March 2014 that may affect the ability of many Australians to obtain credit – and possibly, how much they pay for it. ..

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Loss Of Tax Concessions May Affect Your Business

Dec 06, 2013 Ron Chowanetz Comments (0)

The Federal Government has released for comment draft legislation to repeal the “mining tax”, and related tax measures, effective from 2014.  ..

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